The Scariest Call You'll Get This October- Don't Fall for this Scam!

What’s Happening: The “Grandparent” or “Family Emergency” Scam

Here’s how this frightening scam typically unfolds:

• You receive a sudden phone call claiming that a loved one has been in a car accident.

• The caller says your loved one hit a pregnant woman, is injured, and has been arrested.

• The caller claims to be a lawyer or police officer handling the case.

• The supposed loved one briefly comes on the line, crying or sounding distraught.

• The “official” demands immediate bail money or payment — often by wire or gift cards.

Everything about the call is meant to create panic and urgency. But it’s a scam.

Why These Calls Are So Convincing

Scammers know how to push emotional buttons. They often use details from social media or public records to make the story sound believable.

Common red flags include:

• Calls from unknown or spoofed numbers that appear local.

• A demand for immediate payment.

• Pressure not to call anyone else “to keep things quiet.”

• Claims of a serious injury or arrest involving family.

If something feels off, it probably is.

What To Do If You Receive One of These Calls

If you ever get a call like this, take these simple steps:

• Hang up immediately. Don’t engage or provide information.

• Call your loved one directly to confirm their safety.

• Contact your attorney before sending any money or personal details.

• Report the scam to local law enforcement or the Michigan Attorney General’s Consumer Protection Division at Michigan.gov/AG.

• Warn older relatives — they are frequent targets.

Never wire money, send cash, or share banking details with anyone who calls unexpectedly demanding payment.

Protecting Vulnerable Family Members

Older adults are particularly at risk. You can help prevent these scams by:

• Talking with parents or grandparents about common fraud tactics.

• Establishing a family “safe word” for true emergencies.

• Reminding them to call their lawyer before responding to unexpected demands.

Education and awareness are the best defense.

Michigan Law and Consumer Protections

Under the Michigan Consumer Protection Act (MCL 445.901 et seq.), deceptive or misleading conduct intended to defraud consumers is illegal. Victims of scam calls should immediately notify the Michigan Attorney General’s Office and their local police department. While enforcement efforts continue, prevention remains the most effective protection.

Final Thoughts

This Halloween season, some calls are truly scary — but you don’t have to face them alone. If you receive a suspicious or high-pressure call, pause, verify, and reach out for help. Acting quickly but cautiously can prevent financial loss and emotional distress.

At Wood, Kull, we help clients throughout Michigan protect what matters most — from estate planning and trust administration to fraud prevention and crisis response.

If you or a loved one receive a suspicious call or want to learn more about safeguarding your estate, contact us today. Our experienced attorneys can help ensure your family’s financial and legal affairs remain safe, secure, and stress-free.